8 Retirement Mistakes
Reader tools
Everything the book points to, in one place. The calculators are free and need no account. Start with your question, or jump to your chapter.
Start with your question
How much can I spend?
Retirement Paycheque Planner →
Chapters 3 and 9
When can I retire?
Retirement Readiness Quiz →
Chapters 3 and 8
How do I pay as little tax as possible?
Retirement Income Blueprint →
Chapters 4 to 7
How do I leave the most to my kids?
Survivor Income Calculator →
Chapters 5, 6 and 10
Chapter by chapter
- Chapter 3When to take CPPCPP & OAS Timing OptimizerCPP Checklist
- Chapters 4 and 6Splitting income and which account to spend firstRetirement Income Blueprint
- Chapter 5Draining the RRSP earlyRRSP Meltdown Framework
- Chapter 7The OAS clawbackOAS Clawback Strategy
- Chapter 9How much you can spendRetirement Paycheque Planner
- Chapter 10The year one of you diesSurvivor Income Calculator
- Chapter 11Grade your own planRetirement Readiness ScorecardRetirement Readiness Quiz
- AppendixRRIF minimums and the 2026 numbersRRIF Withdrawal CalculatorRRIF Trap Guide
Want your own numbers run this way?
A Fit Call is 30 minutes, free, on video. We look at your numbers and answer one question together: are we a good fit? If you are already on track, I will tell you that too.
Book a Fit CallMarc Pineault, Retirement Planner. General information, not personalized advice.