Glacier FinancialMost advisors got you to the finish line. The hard part is which account to draw first, how to keep more from the tax bill, and whether the money lasts. That is the part I plan.
Built for people serious about turning savings into retirement income, whatever their age, and incorporated owners deciding how to get the money out.
Not sure where you stand? Take the 2-minute retirement quiz →
100+
Families Helped
5.0
Star Google Rating
57
Point Plan Review
Tailored to your situation. No cookie-cutter advice.
Two ways to work with me
Pick the door that fits where you are. Both start with a fit call, and we walk through the fee there, with no pressure.
A one-time plan built only for you. See whether retirement works, when you can go, and exactly how your savings turn into income that lasts.
Have me build the plan and a dedicated investment team run the money, working together, so your income, tax, and portfolio stay aligned every year you are retired.
Get a clear, honest answer to the question that keeps you up at night: can I actually afford to retire, and stay retired, on what I have built?
See how your savings become a steady, reliable paycheque: which account to draw from first, how much, and in what order, year after year.
Keep more of what you saved. The plan finds the tax you can avoid over your whole retirement through smart timing and the right drawdown order.
We pressure-test your plan against a long life and bad markets, so you know it holds up even if things do not go perfectly. Confidence, not guesswork.
Three steps, and the 57 Checks behind them, so nothing gets skipped because it did not come up in conversation.
See the whole process, and all 57 Checks →01
We start with a 30-minute fit call. We map your whole picture and I show you exactly how the planning works, so you know what you would be getting.
02
One plan for your whole picture: income year by year, the tax-smart order to draw your accounts, estate sorted, protection checked.
03
We put the plan in motion together, then keep it healthy for life. Life changes, and your plan changes with it.
Every plan is checked for
Tax · Risk & insurance · Investments
In his own words
“What I found was a remarkable professional, knowledgeable in all aspects of Canadian finance rules, regulations, and the tax code, who was able to show me very clearly and with confidence that I’m in a position where I can retire and what my long-term income will look like. Marc made significant recommendations for me about how to spend, when, and where, and he remains available for me. I have no hesitation in recommending him to every Canadian who’s in the process of planning the next big stage of their life: retirement.”
Client testimonial shared with permission. Every situation is different — a plan starts with your own numbers.
5.0 stars from 21 Google reviews
London families and business owners trust Marc with the part that matters most: turning what they saved into income that lasts.
Marc has been incredible to work with. He genuinely cares about our financial goals and helps us actually get there.
Marc knows the ins and outs of financial planning. I feel far more confident and secure about my financial goals.
Not ready to book?
No email wall on the articles, no pressure. Learn at your own pace and reach out when it feels right.
Answer six quick questions and get a personalized read on how ready you are for retirement.
Start the quizPlain-English breakdowns on CPP and OAS timing, the RRSP to RRIF switch, and lowering your tax in retirement.
Get the guidesHundreds of articles for Ontarians with real money to protect, on income, tax, estate, and timing.
Browse articlesNo pressure. We map your situation and I show you exactly how I would help and what it costs. When I find a need, fixing it is regularly worth hundreds of thousands of dollars. If you are already on track, I will tell you that too.
Not ready to book? Take the 2-minute retirement quiz →
Or call me at 519-281-2735 or text 226-242-3640.