Plan Check
Find out where you stand, and what to do first.
One hour with me on your own numbers, and your top moves in writing.
Full refund any time before our session.
Most people do not need a 40-page plan to know their next move. They need someone to look at their real numbers and tell them straight. That is what this is.Marc Pineault, Retirement Planner
What you get
A short intake
Your rough numbers and the one question you most want answered. About three minutes.
I run the 57 Checks
Before we meet, I run all 57 Checks on your situation: tax, CPP and OAS timing, drawdown order, pensions, estate.
A 60-minute working session
You and me, by video or phone. We go through what I found and what to do about it.
Your top moves, in writing
A short written summary of your top moves, within 3 business days of our session.
What it is not
A Plan Check is not a full plan. There is no year-by-year projection and no full written plan. It answers two questions: where do I stand, and what should I do first?
Who it is for
- Just retired and unsure when to take CPP.
- Ten years out and wondering if you are on track.
- Holding a pension offer and not sure whether to take the lump sum.
- Sitting on a big RRSP and worried about the tax when it comes out.
And everyone in between who wants a straight answer before they commit to a full plan.
How the credit works
If you start a Glacier plan within 90 days, the full $497 comes off the plan fee.
- Individual plan
- $2,950
- Your Plan Check credit
- −$497
- You pay
- $2,453 + HST
Full refund any time before our session. If it is not for you, just say so.
Common questions
Is this a retirement plan?
No, and I want to be clear about that. A Plan Check has no year-by-year projection and no full written plan. It answers two questions: where do I stand, and what should I do first? You leave with your top moves in writing.
What do I need to have ready?
Rough numbers are fine. About how much is in your RRSP or RRIF, your TFSA and any other savings, whether you have a workplace pension, and what you spend in a month. No statements needed. A short form after you pay collects it.
What if I want the full plan after?
Then the Plan Check pays for itself. The full $497 comes off your plan fee if you start a Glacier plan within 90 days. An Individual plan is $2,950. Take off your $497 Plan Check and you pay $2,453 + HST.
How do I pay?
By card, or by Interac e-transfer to marc@glacierfinancial.ca. It is $497 + HST, so $561.61 in total.
What if I change my mind?
You get a full refund any time before our session. Just reply to any email from me and say so.
Is the session in person?
It is by video or phone, whichever you like. If you plan with a partner, bring them. It is 60 minutes and we work on your numbers together.
Start your Plan Check
$497 + HST ($561.61 total). Pay by card or e-transfer, then book your session and tell me your numbers.
Rather talk first? Book a fit call.